Farm Insurance
Crop Insurance
Keep your farm afloat in times of trouble.
The farming and agricultural industry often involves risk and uncertainty. From unexpected natural disasters to major economic changes in the marketplace, many situations can affect the productivity of your agribusiness.
At Blue Valley Insurance Agencies, we know that the success of your farm directly impacts the livelihood of you and your family. With the right Crop Insurance coverage, you can protect your business and keep your farm afloat through all of the difficult times.
Adams Insurance Agency offers two basic types of Crop Insurance for your farm or ranch:
- Crop-yield insurance covers excess losses to your crops due to natural disasters such as drought or flood as well as other perils like insects or disease.
- Crop-revenue insurance covers negative changes in the price of a crop that occurs during the crop’s growing season.
You’ve poured years of hard labor and honest work into your agribusiness, and when times are tough, you’ll need an agency you can depend on. Talk to a specialist at Blue Insurance Agencies to learn more about how Crop Insurance can help ensure the continued service of your farm for years to come.
Livestock Insurance
As the owner and operator of an independent farm or ranch, you have made a number of investments into your agribusiness – equipment, machinery, and crops. Livestock is also a big investment for farmers and ranchers alike, and like any financial asset, you will want to ensure a high-level of security and protection – so your animals will stay covered.
At Blue Valley Insurance Agencies, we know that the health and safety of your animals directly affects the health and profitability of your farm. Livestock Insurance can protect you and your farm against the financial losses that could occur if your animals are harmed or killed as a result of a covered accident such as a fire, blizzard, or other natural disasters – even when your animals are in transit.
Livestock Insurance policies will vary from person to person, farm to farm, and animal to animal. The insurance value of each animal is usually its purchase price, but other factors such as performance level or value of your animal’s offspring can increase that value. A specialist at Blue Valley Insurance Agencies can help you determine the right amount of coverage at a price that meets your needs.
Farm Liability Insurance
A great amount of responsibility goes into running a farm or ranch. From the operation of farm machinery and equipment to the sometimes unpredictable nature of barnyard animals, farmers are subject to a much higher risk of liability than other property owners. Blue Valley Insurance Agencies understands this risk, and is proud to offer complete liability protection for you and your agribusiness.
Under a standard Farm Liability Insurance policy, Blue Valley Insurance Agencies will help cover the expenses in which you become legally obligated to pay for bodily injury claims on your property and damages to another person’s property as a result of a covered accident.
Some common liability expenses covered under your policy include:
- Attorney fees and court costs
- Medical expenses for people injured on your property
- Injury or damage to another’s property caused by your animals
- Other claims for injury resulting from specific farm operations
Blue Valley Insurance Agencies is committed to serving you. That is why we strive to offer insurance solutions to meet the individual needs of you and your business. There are a number of factors that may influence the type of coverage you’ll need, such as the size and type of your farm. Our farm insurance professionals will help you design the right policy to ensure that all of your special interests are protected.